£30 billion worth of fixed deals come to an end

Grovelawn Financial News 01/07/2008

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Millions see end of their fixed period mortgages

At a time that one of the UK's biggest mortgage brokers cuts it's workforce to reflect the increasingly low take up of mortgages, figures have been released to say that 51% of homeowners who's fixed rate mortgages are about to end, have not begun to source a replacement deal.

Bradford & Bingley sold John Charcol four years ago, it recently received a cash injection of £1.5 million in March by its founders in order to keep trading. The brokers have decided to downsize and make a further 39 people redundant. 30 sales staff have already lost their jobs. Mortgage approvals have sunk to an all time low to 42,000. On average only one in six homeowners who are coming to an end of their current fixed rate deals have found a new mortgage with as many as 18% of people struggling to find an affordable mortgage product.

← HSBC's rescue mortgages loaded with large fees | News For July 2008 | Latest figures show it's cheaper to buy than rent →

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